Landscaping Insurance as Low as $31 month
Landscaping is a valuable business, and its worth extends beyond simply providing better views for house or companies. According to studies, effective landscaping boosts quality of air, protects water quality, and can even reduce crime in the community. According to a recent research published in Smart Money Magazine, homebuyers value a well-landscaped house at more than 11% greater than its selling price. Landscaping investments are usually recouped when a seller sells his property, and homes with good landscaping sell quicker.
If you run a landscaping company in or are a landscaper, you have lots of the same liability worries as other businesses. Protecting your organization against hazards can be an essential requirement of being a smart business owner, because even landscapers can get into troubles and finish up on the getting end of the lawsuit or claim. You might offer your landscaping business with a safety net by purchasing landscape insurance, which keeps your firm running even if you face claims resulting from property damage, injuries, or accidents.
With rates as little as $27 per month, landscaping insurance protects your firm from litigation. Get a quick price and your certificate of insurance right away.
A normal $1,000,000/$2,000,000 General Liability Insurance coverage for small landscaping and lawn care companies costs between $37 and $59 monthly, depending on location, size, payroll, sales, and experience.
Landscapers typically carry the next small company insurance policies: general liability, commercial property, commercial vehicle, and workers' compensation. Other specialised coverages can be found based on their specific operations.
Small landscaping businesses with less than $5 million annual revenue frequently obtain business owners' policies, abbreviated BOP. A BOP policy is designed for landscaping firms with fewer than 100 employees, and it typically covers multiple kinds of coverage under one policy. If desired, companies can acquire additional coverage.
Property damage insurance to hide office space, store space, garages, warehouses, and other structures owned or leased by the business enterprise is typically included in the basic coverages provided under a landscaping insurance BOP policy. It is possible that a rider for equipment and tools will be required. Because landscapers frequently use pricey specialist equipment, regular equipment coverage may not be adequate. Owners should get as much insurance as they might need to cover the expense of restoring costly mowers and other landscaping necessities.
Landscape insurance policies typically cover business income loss as well. If the business enterprise closes due to an occurrence covered by the policy, it is protected from loss of income and running costs.
A regular BOP policy will normally include equipment breakdown coverage. This coverage includes equipment failure due to mechanical failures, power surges, and human error.
Not all of these coverage kinds may landscaper insurance be needed for landscapers who operate as sole proprietorships without employees. Some sole proprietorships are adequately insured with only a general liability coverage in place. A knowledgeable GeneralLiabilityInsure.com insurance professional can assist company owners in understanding their needs and finding products that match their preferences and risk tolerance levels.